Looking to accept online payments safely and efficiently? Square is one of the most trusted and beginner-friendly platforms for entrepreneurs, freelancers, and businesses in 2025. However, to access its full potential — including online payments, invoices, checkout links, and payouts — you must first get a verified Square account.
This guide shows you the right way to get verified on Square for online payments, without unnecessary delays or risks of rejection. Whether you're selling products, offering services, or building a digital brand, following this process ensures your Square account is up and running fast.
24/7 Customer Support
Email: support@usaccountbuzz.com
WhatsApp:+1(646)271-6617
Telegram:@usaccountbuzz
🔹 What Does “Verified” Mean on Square?
A verified Square account is one that has successfully passed identity, bank, and business checks by Square’s compliance team. Once verified, your account unlocks all core features, including:
Accepting credit/debit card payments online
Using invoices and checkout links
Receiving payouts to your bank account
Accessing Square’s dashboard and tools
Until verified, your account is limited and cannot process real transactions.
🔹 Why You Need to Get Verified for Online Payments
Verification is essential to protect your business, your customers, and Square itself. Here's why it's mandatory:
✅ Compliance with anti-money laundering (AML) and Know Your Customer (KYC) laws
✅ Secure bank transfers and fraud prevention
✅ Access to advanced features, like recurring payments or eCommerce integration
✅ Trust signals for your customers during checkout
🔹 Step-by-Step: The Right Way to Get Verified Square Account
✅ Step 1: Sign Up with Accurate Information
Go to squareup.com
Click “Get Started”
Enter your email address, full legal name, and create a secure password
Choose your country and business type
💡 Pro Tip: If you don’t have a registered business, select “Individual” or “Sole Proprietor”. This is acceptable and common on Square.
✅ Step 2: Enter Your Business Details
Square will ask about your business:
Business name
Industry or category (e.g., online store, coaching, content creator)
Estimated annual revenue
Average transaction size
Optional: website, social media, or sales platforms
Be honest and precise — this helps Square determine whether your business falls into a supported, low-risk category.
✅ Step 3: Identity Verification
To complete verification, you must provide:
Full legal name
Date of birth
Social Security Number (U.S.) or national ID
In some cases, a photo ID (passport or driver’s license)
Square uses this information to verify that you are a real person and to prevent fraud.
🛡️ Why it matters: KYC (Know Your Customer) regulations are mandatory for all financial services platforms.
✅ Step 4: Link Your Bank Account
Online payments are worthless without a reliable way to withdraw your earnings. Square requires:
Bank routing number
Bank account number
The name on your bank account must match your verified identity
Once linked, Square sends a micro-deposit (a small test amount) to confirm ownership. You’ll be prompted to verify this in your Square Dashboard.
💡 Use a business bank account if possible — it helps with tax reporting and accounting later.
✅ Step 5: Enable Online Payments
Once verified, you can immediately begin accepting online payments with:
Square Checkout Links
Square Invoices
Online Store integrations (Wix, WooCommerce, BigCommerce, etc.)
Payment buttons for websites or social media
QR codes for remote payments
You do not need to purchase hardware like Square Reader if you're only processing online.
🔹 How Long Does Square Verification Take?
Most accounts are verified instantly or within a few hours
If manual review is required, it may take up to 1–3 business days
You’ll receive an email confirmation when verification is complete
Delays usually happen when names don’t match, documents are blurry, or the business type is flagged for manual review.
🔹 What Square Looks For During Verification
Here’s what Square checks when you apply:
Verification ItemWhat They Need
Identity Full legal name, DOB, SSN (or ID)
Business Details Industry, volume, transaction type
Bank Account Match between legal name and account
Risk Assessment If your business type is supported
❗Avoid using fake details or third-party information — it can permanently block your account.
🔹 Common Mistakes That Lead to Rejection
❌ Using someone else’s ID or SSN
❌ Mismatched bank name and profile name
❌ Using a VPN or suspicious IP address
❌ Submitting low-resolution ID images
❌ Applying multiple times with conflicting details
🔹 Tips to Get Verified Square Account Without Issues
✅ Use a real, official ID and match the name exactly
✅ Apply from your actual geographic location (no VPN)
✅ If you have a website or social profile, link it — it builds trust
✅ Use a clean, professional email address (e.g., yourname@domain.com)
✅ Respond promptly if Square asks for additional info
🔹 Square's Online Payment Tools After Verification
Once verified, here’s what you can do immediately:
📩 Send Invoices
Create professional invoices with built-in payment links.
🌐 Accept Payments via Link
Share a custom payment link via email, social, or SMS.
💻 Add Checkout to Your Website
Embed Square buttons on your website or connect to eCommerce platforms.
💳 Accept Credit/Debit Cards Online
Process one-time or recurring payments easily from customers worldwide.
🔒 Enjoy PCI-Compliant Security
All online payments through Square are encrypted and secure.
🔹 Who Should Get a Verified Square Account?
This guide is perfect for:
Online coaches and consultants
Freelancers and digital marketers
eCommerce store owners
Subscription services and SaaS startups
Creators on platforms like TikTok, YouTube, or Instagram
Event organizers, educators, or personal trainers
If you need to get paid online, a verified Square account is a must-have.
🔹 FAQs
Q: Can I get verified with just an EIN (Employer Identification Number)?
A: You’ll still need to provide a personal SSN or ID for identity verification — EIN alone is not enough.
Q: What if I don’t have a business license?
A: No problem. You can register as an “Individual” or “Sole Proprietor.”
Q: Can I use Square outside the U.S.?
A: Square supports users in select countries (US, CA, UK, AU, JP, IE, FR, ES). Outside of these, it’s not supported unless you operate through a U.S.-based entity.
Q: Can I change my info after verification?
A: Some fields can be updated (like business name or category), but personal/legal verification info may be locked.
✅ Conclusion
If you're serious about accepting secure online payments, you must get a verified Square account. The process is straightforward if you follow the right steps and provide accurate, verifiable information.
Once verified, you’ll be able to use Square’s full suite of tools — from checkout links to invoices, online stores, and advanced analytics.
Don’t leave your online business limited by verification issues. Follow this guide, submit the right details, and start getting paid today.
Write a comment ...